Singapore Expats

If u have between 100 - 500K, where is the best place to invest for best gain..

What is the safest place to put the money in and what is the gain?

Buy a nice painting or Chinese artwork from a reputable auction house.

cannot.. need some income from investment..

Best gain and safest are mutually exclusive. You want safest? Invest in government bonds, and you get the lowest rate.

You want highest gain? Invest in your own business, knowing that most startups fail in the first 3 years.

There is no sure thing, and without knowing more about your age, income needs, aversion to risk, etc, it is hard to recommend anything. But, if you are younger, then a combination of stocks, bonds, ETF's that provide for income and growth might be the way to go. If capital preservation is high priority then you might invest with sell orders in place, even though, this might get you out of a stock with a temporary drop.

Maybe the first place to invest is yourself. If you cannot swim, you may drown in the sea. Even if you want to find a financial adviser or resort to wealth management in a financial institute, it's better for you that you know how to tell their proficiency.

Just personal opinion

Agree with newinvestor's advice. The markets are choppy and for the time being be in cash. You can consider putting the cash into stanchart e-saver account which gives one of the best returns with flexibility to take out your money anytime you want. Slowly over the next 6 months you may invest into bonds esp avoiding the high yielders (though they look quite tempting compared to govt securities). Lastly, equity markets are quite choppy now and trending lower. Best would be avoid them for next 3-6 months (by which they should have reached their intermittent bottom) and should start trending higher again. Dont forget to book partial profits at every 5-8% gains and get back in only after sharp corrections.

CAPITAL PROTECTION is utmost important now