SINGAPORE EXPATS FORUM
Singapore Expat Forum and Message Board for Expats in Singapore & Expatriates Relocating to Singapore

I don't think that having master degree from local universities would guarantee a PR status. It might give you a higher chance. But if you really interested to become a PR, it would be better to start off with getting an Employment Pass first. After a few years then apply PR. Looking at the ICA.gov....

Yes, that's right. But you can buy insurance for it which include personal accident, hospitalisation, etc.

http://www.mom.gov.sg/ProceduresAndGuid ... icWorkers/

Maybe it's best speak to Singapore Consulate in HK to find out more.

Yes, POSB/DBS have the most ATMs, but also the longest queue. Watch out for the charges in order to use a bank account! http://www.dbs.com/sg/personal/deposit/additionalinfo/charges/ http://www.uob.com.sg/pages/personal/resource/ratesfees/fees.html http://www.ocbc.com/personal-banking/downloads/bank...