My sister in law's maid has horrible english and the kid doesnt really speak good english and he speaks like the maid at times. After seeing my sister's in law experience, I basically made sure I had a plan when my kid is out. As I think the foundation years are very important Some personal tips tha...
i usually buy mine from ntuc income. fast and alright from online. but i don;t know whether they do pay out smoothly or not. any feedback or ideas? One thing I found out if you have an infant and you buy online on NTUC it will be slightly more. Good thing my iphone didnt work well with their websit...