Guides for Expats

Singapore Expats GuidesSingapore Expats GuidesSingapore Expats Guides

Residing in a new country like Singapore would require you to know a lot of 'what to dos' and 'how to dos'. Our handy guide for expats includes information a new expatriate, would-be expat or even local Singaporean might need to know.

We cover information about relocation, home care, moving, procedures for both rental and purchase, living, staying and working in Singapore, useful information for healthcare and international schools. Do take a look at our travel and transportation guide, tips on finding a house in Singapore. There is even a FAQ section for quick tips.


Career, Jobs, Employment

Career, Jobs, EmploymentInformation of career, job, employment opportunities, working in Singapore. Including some links to job portals and career related site.

Expatriates FAQ

Expatriates FAQFrequently asked questions, including banking, employment pass, housing, immigration, schools, transport and living in Singapore.

Healthcare in Singapore

Healthcare in SingaporeInformation on healthcare, medical services and hospitals in Singapore.

House Hunt Guide

House Hunt GuideAccommodation and house hunting guide focusing on price, location and expatriate housing choice like an apartment or house.

Insurance

InsuranceExpat Insurance is a leading provider of insurance for expatriates and business in Singapore.

International Schools, Education

Listings of international schools in Singapore, education system in Singapore and procedure to admit into a local school.

Medical & Health Directory

Medical & Health DirectoryMedical Services, Aesthetic Services, Dentistry, Specialist, Traditional Chinese Medicine, Wellness.

Preschools

Preschools Singapore Expats comprehensive list of schools from preschools to playgroups.

Procedure for Purchase

Procedure for PurchaseBrief information on the procedures to buy or purchase property in Singapore. Like apartment, house or other private properties.

Procedure for Rental

Procedure for RentalStep by step guide and information on the procedures to rent or lease apartment or house in Singapore.

Relocation to Singapore

Relocation to SingaporeGuides on relocation, staying and living in Singapore, information and tips when relocating to Singapore.

Singapore Immigration

Singapore ImmigrationInformation on immigration matters, Social Visit Pass, Student Pass, Visa, Permanent Residence Application, National Service.

Singapore Travel Guide

Singapore Travel GuideTips and guides on Singapore travel and motoring, includes MRT, bus and taxi. We also includes a MRT route map and detailed information of having a car in Singapore.

Universities

Singapore Expats provides a comprehensive listing of Universities in Singapore and abroad.

Useful Numbers & Services

List of useful contact numbers or links for all the essential services in Singapore.


Related Page

   
Re: Can we afford to relocate?

katyjac:
To clarify that is 90000 pounds not sgd.

Re: DP possible after holding EP ?

sundaymorningstaple:
Yes.

Re: 26 f, looking for friends!

becks_herag:
@jazzyjazz: can I meet you?

Re: looking for friends to hang out in the evenings

becks_herag:
@ justinatian: can I join?

Male 25

becks_herag:
I just arrived in SG yesterday for working and feel alone here without friends. I live in Jurong West, hope to make friend with all of you.

Can we afford to relocate?

katyjac:
Hi,

I'll try to be brief. Any help relating to any of the questions I'm asking would be hugely appreciated.

My husband and I are considering moving from the UK to Singapore. He would do this by staying within the company he currently works for. I have tried very hard to find info on the costs of living in Singapore but decided asking those who live there would be most effective. My questions would be:

1. What are the general costs of living within a 3 bed condominium? I.e utilities.

2. My husband would earn around 90k in Singapore. Airfares would be provided but we don't yet know whether any other subsidies etc would be offered. Is this considered enough to afford a 3 bedroom condominium, probably the lease of a car, utilities, eating out maybe once a week.

3. We have 2 children who would be 1 year old and 2.5 years old. If we can't find space for a live in maid I. E can't afford a 4th bedroom which I think is very likely, what are the alternatives for childcare.

4. I would like to work to bring in income. I teach languages at high school level. Would it be relatively easy to find teaching work? Preferably within an international school.

5. Work life balance....are the hours my husband works like to increase in Singapore? He is in the legal industry.

Again, any info you could give would be appreciated. If we move we need to know we have as much relevant info as possible.

Thank you.

DP possible after holding EP ?

neil-b:
Dear all,

Wonder if someone could offer some help on a visa question. I am moving to Singapore in August this year with my wife, both of us are being transfered with our existing employers (we have different employers).

We will both apply for EP but in the event of a job move for one of us would it be possible to get a DP on the others EP having previously had an EP ?

Any help would be greatly appreciated

Neil

CPF, US taxation, and Social Security WEP for PR

Sunny1123:
Looking into tax consequences of a US citizen getting SG PR, here's what I've gathered:

1. Both employee and employer CPF contributions are not taxable for SG. They are taxable for US and not considered foreign earned income, so they can't be excluded under FEIE. They also can't be considered for foreign tax credit/deduction because they aren't taxable by SG. So, you pay your US marginal rate. This was discussed in another thread here (viewtopic.php?t=106274).

2. Interest earned on your CPF account during a given year gets taxed the same as #1 (http://intltax.typepad.com/intltax_blog ... plans.html).

3. CPF withdrawals in the future will presumably not be taxed by the US, as #1 and #2 mean all contributions and earnings were already taxed. They are also not taxed by SG.

4. CPF counts as "a pension based on earnings not covered by Social Security" and triggers the Windfall Elimination Provision (http://socialsecurity.gov/planners/retire/wep.html) for US Social Security benefits. In 2015 USD, WEP would reduce base monthly Social Security benefit (primary insurance amount) by up to $413.

5. There's an article directed at teachers (http://www.nea.org/home/17745.htm) which says you can avoid WEP by "withdrawing your contributions and interest before you are eligible to receive such a pension," and that "the Social Security Administration (SSA) deems you to be "entitled to a pension" when you file an application for the pension and a benefit is payable."

Now for the questions:

How do these WEP-related definitions apply to CPF? Does a withdrawal between 55 and 65 (Payout Eligibility Age, PEA) count as "a benefit," or is it only the monthly CPF LIFE payments from the annuity purchased using retirement sum funds in the RA which count (those can't start until at least PEA)?

I see CPF offers two exemption options (http://mycpf.cpf.gov.sg/Members/Gen-Inf ... mumSum.htm) which would allow withdrawal of the full RA: first is an annuity bought with cash or CPFIS that has monthly benefit above the full CPF payout, and second is to be a "pensioner" with monthly pension above the full CPF payout. Would qualifying for an exemption and withdrawing the full RA before PEA eliminate the "benefit" from the SSA perspective and allow one to avoid the WEP? If so, does US Social Security count as a "pension" for purposes of the CPF exemption, or is that only for a Singapore-based pension?

Re: EP approval chances

Yahaan:
Thanks mate, I will update here about how it goes.

Re: EP approval chances

ed.:
Definitely speak to the recruiter and layout your terms. They will then try and get you what you want.

Good luck mate.

Re: RE: Re: EP approval chances

Yahaan:


Thanks. I am going through a recruiter. Yes, I will definitely try it.

Re: EP approval chances

ed.:
From what I've heard. 2 months notice period is common in Singapore. My offer letter states a 2 month notice period if I leave my Singaporean employer. Try it and see. Are you going through a recruiter or direct?

Re: EP approval chances

Yahaan:
Thanks Ed. That's interesting. For me as well the best case would be to negotiate 2 months of time before joining the new company. That will let me take my vacation and then resign. I will try this. But I wonder if 2 months is too late.



My relationship with my team lead has been good, but then with these things you never know. The HR might have their own rules.

Re: EP approval chances

ed.:
I did what you mentioned and advised the new employer I would not be giving my existing employer notice until my ipa letter was issued. They were ok with that.


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Ed. How long did your ep approval take?

Took 1 week. I failed to mention that I did advise my manager I had received an offer and was considering it. Whether you feel comfortable doing this will depend on your relationship with your manager.

I think all up it is 2 months from when they made an offer until when I actually start.

Hope this helps.
Ed

Re: RE: Re: EP approval chances

Yahaan:
I did what you mentioned and advised the new employer I would not be giving my existing employer notice until my ipa letter was issued. They were ok with that.


Sent from my iPhone using Tapatalk

Ed. How long did your ep approval take?